3 Ways You Can Take Advantage of Embroidery Digitizing Services

Embroidery digitizing services make it easy to create great looking caps, shirts and other items for your business. Whether you want to create some great looking promotional items or create customized shirts and other items for your employees to wear using embroidery digitizing services can help. Getting help from an embroidery digitizing service is an affordable way to be sure that the embroidered products you create look great no matter what the product is. You can take almost any logo or image and turn it into a polished looking embroidered design. Check out these advantages to using an embroidery digitizing service:1. You Get Professional AdviceMany businesses don’t have highly trained graphic artists who specialize in digital design on staff. But an embroidery digitizing company does. When you use an embroidery digitizing service to turn your logo or other artwork into a stitch design you will get the help of a very skilled digital artist who will work with you to make sure that your original design is turned into a professional looking embroidered piece. A digital artist can evaluate the original art and assess whether the design needs to be changed in any way so that it translates well to embroidery.2. You Get a Quick TurnaroundCreating a stichable piece of art from a custom logo shouldn’t take a long time. But if you have an untrained employee trying to create a graphics file in house it will probably take a lot of time and not look great. Your employee has a job to do that doesn’t include creating embroidery guides. So let the experts at an embroidery digitizing company take your art and create a stitch file for you. That’s all they do and they can do it quickly. Then you can just take the graphic to an embroidery company or use it in your embroidery machine.3. You Get Access to Specialized SoftwareDo you have an in-house copy of WILCOM software that is used to create embroidery art guides? Most businesses don’t. But top rated embroidery digitization companies do, and they are trained to use it. Let the expert artists and digital designers who know how to use industry specific software create the art that you need to embroider hats and other promotional items. Paying a small fee for a graphics file is a small price to pay for getting an expertly set up stitch guide and the expertise of digital artists.

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8 SEO Terms You Should Get Familiar With

Before diving into the SEO pool, you should be equipped with the tools needed to stay afloat.Here are some of the more popular terms I’m often asked about in the online marketing world.PageRank: This is the ranking that Google assigns your website. The higher it is, the more your page will show up in the top search results. It uses an algorithm that estimates how important your page really is on the web. The idea behind it is that a link from A to B is a “vote of trust” from A to B. The more links to your page, the more important Google deems it to be.SERPs: Otherwise known as Search Engine Results Page.Landing page: The page a person lands on when they click on your link. Landing pages should quickly and simply get the point across to the landee. This is your chance to get them wanting more! So make it interesting and have a clear call to action.Backlink: A link on another website that links back to your site. One of the most important and influential factors in determining your SEO ranking. GET YOUR LINKS OUT THERE. Blogs. Forums. Comments. Replies. Everywhere you can!Anchor Text: This is the text of a backlink that is clickable on a site. The link may point you to http://www.toyota.com but the anchor text could read 2012 Toyota Camry. These anchor texts should be very keyword rich as Google will connect these keywords to the content on your website. This all helps in increasing your PageRank on Google.On-page optimization: Optimizing the content on your web page to rank higher on search engines as well as increase the overall readability of your site to visitors. This includes, among other things, optimizing your title tags, meta descriptions, and image alt text. Filling your page with important keywords is a great way to get found. But be sure not to do it too much! Google could penalize you.Off-page optimization: Work done outside of your webpage that improves SEO rankings and visibility to your customers. This includes submitting your site to directories, social bookmarking, blogging, writing articles, posting comments on forums and articles, RSS feed submission, and much more. In a nutshell, it’s doing everything you can to get your webpage in front of more people.Spiders: A program that browses the web, trying to discover new pages and links. It’s the first step in the indexation process.There are MANY more SEO and SEM terms to know but these are a great place to start.

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Can I Gain an Online Health Care Administration Education?

Traditional schooling options are limited for students that are unable to take time from work to enter full time education. For this reason many accredited colleges offer online education in many areas. Students can gain an education in health care administration online and train for several different careers. All levels of education can be completed through online specific study. The delivery system of health care is learned as students explore the many facets that go into supporting the business. Career goals will ultimately determine what educational level is needed. Lower-level and entry-level positions are available for students that successfully complete an associate’s or bachelor’s degree program. Upper-level managerial and executive positions are available to students that continue education past undergraduate study at the master’s and doctoral level.Another factor that will determine what type and level of education is required is the concentration. Many students enter online training and gain their desired career. Concentrations in the field allow students to learn how to focus in on one area of the industry. These areas most commonly include:Health ManagementHealth Services AdministrationHospital Unit CoordinatorEvery educational concentration under health care administration has the same goal of teaching students how to work as a leader inside the field. Students can expect to examine medical terminology, medical coding, business, social economy, nutrition, global health, and much more. Inside these different concentrations students may learn how to transcribe a doctor’s report, manage an insurance claim, and maintain the financial aspect of the business. All areas prepare students for the professional workplace.Health care administration programs with a general focus explore the management and business side of the industry. Take into consideration the general education requirement of a bachelor’s degree for an entry-level position. Coursework centers on teaching students how to efficiently organize and maintain the services offered inside the field. Marketing, medical group management, administration law, and personnel management are all course topics that prepare students for many careers inside the field. Advanced training is widely available online at the master’s and doctoral level. Leadership is taught in regards to quantitative analysis, health care legislation, strategic management, and ethical environment of business. Online studies prepare students to organize the policies and methods used to administer care inside health facilities. The work completed in a program prepares students to transition into the field with ease.The skills to properly manage the health care industry and its employees are learned in an online health care administration degree program. Students interested in this professional industry should explore the accredited online options and become an administrator for the health care industry. Fully accredited programs can provide students with the best quality education available. Agencies like the Distance Education and Training Council (http://www.detc.org) can fully accredited qualifying educational programs. You can start by enrolling in the accredited career training program of your choice.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org.

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Stated Income Commercial Loans Have Changed

For commercial borrowers seeking stated income commercial loans and commercial mortgages, there have been dramatic changes over the past year. These changes have resulted in more restrictive availability and terms of loans for small businesses based on stated income commitments. Very few traditional lenders are using a stated income process (no income verification, no tax, no IRS Form 4506) for their commercial real estate loans and commercial financing.This evolution is strongly based on problems that occurred with residential mortgage financing through income statements for the borrower. Whenever there is a financial crisis, lenders may legitimately seek to apply lessons learned to other business areas. In this case, the number of loan defaults which occurred with the stated income residential financing provide a practical reason for lenders to reduce or eliminate stated income commercial mortgages.One of the major lenders who had declared the income that provides business finance, as well as full documentation commercial loans suddenly stopped doing the small mortgage companies of all sizes and types. While it is clear that this particular lender had a variety of financial problems, his decision to leave the entire commercial mortgage business came as a surprise to most and has already led to direct and indirect impacts on other commercial lenders.One of these other commercial lenders has reduced commercial real estate loans and the types of property for its stated income commercial mortgage program. For several years this has been a leading provider of national lender financing companies reported earnings. Now have eliminated many restaurants and other businesses from their stated income loan programs. Besides reducing the size of their stated income commercial loans, have also significantly increased credit needs.Whether through a stated income commercial real estate loan or a business approach based on full documentation mortgage tax returns and financial statements, there is an issue of income that are often overlooked by commercial borrowers. This factor involves the absolute necessity of documenting business income for the necessary assessment. Even with stated income commercial loan underwriting, a business that the document still needed several years of income to support an acceptable level of assessment. For a business loan requiring full documentation of several years of personal and business taxes, the emphasis is usually placed on business income (based on corporate tax returns and business financial statements), which cover loan payments, rather than personal income levels (based on personal tax returns).Perhaps the only approach to trade finance, where we have not seen changes in the financing of the companies stated income business involves commitments for cash advances based on future programs for processing credit card transactions. For most working capital advances using credit card receivables, tax returns and financial statements are not required. For larger companies cash advances, however, the documentation might be necessary. This represents no change or a more restrictive lending practices such as financial statements and tax returns are also required prior to large transactions.Whenever there are changes like those noted above which appear to limit the funding options for commercial business owners, it is especially important to discuss trade opportunities with an expert in finance. As we have noted in several reports AEX Working Capital, at present there is a changing series of events (in addition to revisions in stated income commercial financing) to effect the majority of funding for U.S. companies. Many of these problems mean that the strategies of commercial loan is likely to be unknown to most small business borrowers.

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Importance of an Education in Graphic Design

Graphic design in a lay man terms is a process through which text i.e. words, images and similar ideas are combined together. This combined form of outcome is meant for communicating an effective message to the masses.We can find graphic design all around us. From the morning paper to the cover of our favorite books- everything has utilizes graphic design in one way or the other. The most common forms include logos, graphics, brochures, newsletters, posters, signs, websites, PowerPoint presentation and any other type of visual communication.This is just the initial crack in the surface, if we think deep even, skateboards, matchbooks, t-shirts, train schedules, credit cards and many various other products and everyday items all utilize graphic design.The task of a graphic design professional is to produce with the help of graphics software program such as Adobe Illustrator, Photoshop or InDesign an effective visual communication for the target viewers or the general mass. Graphic designers preferably have an increasingly popular career choice. The field of graphic designing include in scope activities such as planning, analyzing, and creating visual solutions to communicate a message. All these artists are required to possess minute traits such as creativity, attention to detail, being able to communicate visually, verbally and in writing.The graphic designing is becoming comparatively a very highly advancing career path these days. You can not progress in the field or get you in the industry merely on the basis of skills, however, a specialized degree in the filed also required at different levels. Adults who exhibit interest in designing or conveying message through the art of graphics are substantially choosing graphics designing. Although an accredited degree can get you required position, you must choose the right school for you amongst the many that offer graphic design related degrees.The fact can clearly lay out the significance of graphic design occupations as it is one of the five most favorable and rapidly growing designing fields. Professionals working as graphic designers are expected to find the industry with favorable new jobs through 2014. The competition is tough; therefore, job seekers are also expected to face intense competition for available positions. As the two most roaring fields, publishing and advertising, are two moving forward, the demand for graphic designers is also increasing.If you have the potential to pay attention to detail, are patient, creative, and like solving problems, then graphic design is a very exciting career for you to enter into. You’ll often be working with cutting edge technology, using your creativity, and having fun doing it. And you can ask yourself with proud what graphic design is – It’s an encouraging career that at last pays you for all of those aimless drawing you’d make during class.

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Importance of an Education in Graphic Design

Graphic design in a lay man terms is a process through which text i.e. words, images and similar ideas are combined together. This combined form of outcome is meant for communicating an effective message to the masses.We can find graphic design all around us. From the morning paper to the cover of our favorite books- everything has utilizes graphic design in one way or the other. The most common forms include logos, graphics, brochures, newsletters, posters, signs, websites, PowerPoint presentation and any other type of visual communication.This is just the initial crack in the surface, if we think deep even, skateboards, matchbooks, t-shirts, train schedules, credit cards and many various other products and everyday items all utilize graphic design.The task of a graphic design professional is to produce with the help of graphics software program such as Adobe Illustrator, Photoshop or InDesign an effective visual communication for the target viewers or the general mass. Graphic designers preferably have an increasingly popular career choice. The field of graphic designing include in scope activities such as planning, analyzing, and creating visual solutions to communicate a message. All these artists are required to possess minute traits such as creativity, attention to detail, being able to communicate visually, verbally and in writing.The graphic designing is becoming comparatively a very highly advancing career path these days. You can not progress in the field or get you in the industry merely on the basis of skills, however, a specialized degree in the filed also required at different levels. Adults who exhibit interest in designing or conveying message through the art of graphics are substantially choosing graphics designing. Although an accredited degree can get you required position, you must choose the right school for you amongst the many that offer graphic design related degrees.The fact can clearly lay out the significance of graphic design occupations as it is one of the five most favorable and rapidly growing designing fields. Professionals working as graphic designers are expected to find the industry with favorable new jobs through 2014. The competition is tough; therefore, job seekers are also expected to face intense competition for available positions. As the two most roaring fields, publishing and advertising, are two moving forward, the demand for graphic designers is also increasing.If you have the potential to pay attention to detail, are patient, creative, and like solving problems, then graphic design is a very exciting career for you to enter into. You’ll often be working with cutting edge technology, using your creativity, and having fun doing it. And you can ask yourself with proud what graphic design is – It’s an encouraging career that at last pays you for all of those aimless drawing you’d make during class.

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Will Affordable Online Education Take Over?

Right now, post-secondary education is a very expensive endeavor. Depending on the school, students can end up with hundreds of thousands of dollars in debt, making the idea of attending somewhat terrifying. With so much money on the line, and no promise of a tuition decrease in the near future, it is inevitable that students and their parents will start looking into other options for quality education. Sites like Coursera are relatively few right now and most only offer courses, not degrees, but as more people realize that they can take courses from Stanford for free (or at least a fraction of the on-campus cost) on the internet, more and more people are going to choose that route. This means that more sites offering this service will pop up, more universities will offer their courses, and the average cost of a degree will be driven down. It will no longer be necessary to pay $200,000 for a degree, and more people will be able to access higher education.This trend breaks down several other barriers that stop people from attending university beyond the financial ones. People who live far away from a campus or even in different parts of the world can access courses now without having to leave their homes. Technology has advanced to the point where there is internet access even in some of the poor countries of the world. The opportunity to access online education for people in poorer countries is a significant turning point: more education means more knowledge and progress which would contribute to the development and enrichment of the country. Online education also allows people who must work to support themselves and their families to access courses and degrees that they would not otherwise have been able to obtain. A single mother, for example, who must work to keep her family afloat, would be able to access courses online whenever she was available. Working at her own pace, she could obtain a degree and increase the likelihood that she will get a better job and be better able to support her family. A recent survey indicated that nearly 70% of employers thought that an online degree is no less credible than an offline one.Online education also allows for instructors to reach many more students than they would ever be able to in a traditional setting. In one of the first Stanford courses offered by Coursera, more than 100 000 people from all over the world enrolled. It would take several lifetimes for one instructor to reach that many students in an offline setting. Online education allows professors and their knowledge to be much more far-reaching.Online education also provides the opportunity for some innovative types of teaching. This form of education allows students to be engaged in a way that they might not be otherwise. Being in a lecture theatre with three hundred other students is not the best venue for an involved, intellectual discussion, but the chat rooms of online education allow for students to interact with many others, to create small groups, and engage in conversations with students who have different worldviews and knowledge than they do. There are also comprehension quizzes that students must do throughout the lecture, with instant feedback about the correctness of their answers. This encourages students to really pay attention and helps cement the knowledge in their minds faster.Online education also allows schools the opportunity to change the way they funnel their funds. If more courses are offered online, schools can save on facility costs, and save the facilities for other uses, such as demonstrations and conferences. The extra money that they save can then be channeled into the teaching and learning aspects, rather than the buildings, thus increasing the quality of students’ experience.Affordable online education offers students more choices for their degrees than before: on-campus, on-campus/online, and online. Students are able to get their education in a way that best fits them, the way they learn, and the time they have available. Due to this flexibility, lower cost, innovation, and far-reaching access, affordable online education will continue to grow and become more popular.

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Vocational School Outlook – It Depends on Industry

Many people have determined that their current job skill set will not land them the dream job of their choice. Further, they have been convinced by the government that they need to get retrained in order to get a high paying job. The stimulus money that was spent, or is being spent is supposed to create or save 4.8 million jobs. It may indeed save some jobs, which is very hard to quantify, but it does not appear to be creating very many jobs very quickly.This is because even shovel ready jobs, often take time to train and hire people. So many people are going to vocational-schools to learn a new trade. Does this make sense? Will a vocational-college actually land a better job for you; well, it Depends on Industry Whether You’ll Get a Job or not.Vocational Schools Versus Community Colleges; Is Either Side Really Winning?Interestingly enough, while both condemn the other, they really are often in the same boat, as they try to train the workforce to keep up with demand. And yet, that is no easy task. You see, just because you have the skills to do a certain type of job or a new trade does not mean that that trade will be an industry in high demand once you have completed your vocational-training in 2-3 years.Are Vocational Schools Really Able to Get You a Job During a Recession?Sometimes yes, and sometimes the answer is no. For instance let’s say you were training to be a pipe fitter, and yet the construction industry and commercial real estate had not recovered yet. You would get out of school with a diploma and certificate able to do that kind of work, but no one would be hiring. This is quite common.Also vocational-colleges generally train people for jobs that are currently available. And sometimes it takes two to three years to get the certificate to learn a new trade and by that time those jobs are no longer needed. Do you see the problem? This is why the vocational-school-outlook for the next couple years is rather vague and is completely based on the type of industry they teach, and what may or may not be a highly needed skill at the time of your graduation. Please consider all this.

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Disruptive Thinking for the US Educational System

The US educational system is run like a government entity. In reality, it resembles the services industry. In a business that provides services, there is a deliverable for the customer. In public schools, the customer is the student and teachers are the front line workers who provide the service. If schools adopted business practices, they would ask the customer: what would you like? In business, when clients do not believe they received what they paid for, they take their dollars elsewhere. As taxpayers, we pay for a service from the school districts. Therefore, we should ask: what is the deliverable for our children?The deliverable is success, not retention of information. The teacher’s number one job is to make students successful. In a business, teachers would be responsible for understanding what resources are needed to ensure they make customers happy. However, in today’s schools, the politicians dictate what resources are needed to make students successful. In fact, politicians even tell school districts what subjects to teach and when certain subjects should no longer be taught. For example, in the state of Florida, English grammar is no longer taught after the fifth grade. Is the fifth grade sufficient time for a student to have command of their native language?As you can imagine, as in business, the front line workers become frustrated when leadership does not listen to their requests for appropriate resources to service clients. In school districts throughout the nation, the frustration continues to escalate.While teachers may temporarily have their hands tied because of government policies, there are a number of effective tactics that can be introduced to the classroom to ensure the success of their students/clients. Changing the approach of forcing students to memorize other people’s ideas. Instead, help them bridge the gap between book knowledge and practical application. This will force them to think through problems and situations, instead of choosing multiple choice. One way to do that is to organize students in roundtable discussions. Create case studies from examples in books and have them apply what they learn to real time situations. More importantly, the teacher should only facilitate the discussions. Empower the students to take turns leading the conversations. It would be the teacher’s job to prepare each student the day before for the lesson. If the students lead, they will have to read. And their peers will pay attention. This approach fosters innovation and leadership.In addition, bring professionals to the classroom. They should not be motivational speakers. They should talk to the students about how to bridge the gap between what they learn in school and how that knowledge is utilized in the workforce. This helps students become better decision makers for career choices.In well-run businesses, leadership creates the direction and the vision. From there, they get out of the way and allow employees to do their job. As conditions change and requests for different resources are made, leadership makes it available. To enhance success, leadership brings all stakeholders together to discuss how to increase the value proposition. In schools, that would mean teachers, students, parents, legislators, and suppliers of educational materials would come together and talk about how to make students more successful.For those schools that are already taking this approach, thumbs up to you. For the rest, it is purely a matter of changing the mindset for why schools exist.As other countries become developed, they will make it increasingly difficult for nations to compete without citizens with a world-class education. To avoid this dilemma, it is time to have a single-minded commitment that focuses on making students successful.

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The Education System in France

Napoleon is known for his creation of the lycée, but Jules Ferry wins all the honors for being reputed as the father of the French modern school. The school he established was free, secular and compulsory, even to this day, until the age of 13 (now increased to 16). This has been the profile of French education since 1882.An overview of education in FranceIt was widely believed in the past that France’s education system was the best in the world. Now, the claim needs to be clearly proven in the face of better education systems elsewhere. France’s education system has been rated as the 25th best in the world by the OEDC coordinated Programme for International Student Assessment. The system’s achievements are neither very much higher nor lower than the average results of the OECD.
The education system is divided mainly into primary, secondary and tertiary with the first two predominantly public as they are run by the Ministry of National Education.
Elementary educationEducation in France begins with daycare centers known locally as crèches. The centers care for babies from 2 months to 3 years until they are able to attend Ecole Maternelle, the next level up the ladder. Several types of these care centers offer different services, sizes and management assistance to as many as 10 to 60 children but they all require parents to help them. More than 11,000 Crèches operate in France today but even with the numbers.
It is advised to apply for slots in the centers as soon as couples become pregnant.
Primary and secondary educationPrimary education in France is no different from other countries where literacy and numeracy are given, supplemented with French, arithmetic, geography, history, the arts and now, a foreign language, usually English. Classes here take place Monday to Saturday morning but from September 2008, the class on Saturday morning was discontinued. Classes average 28 hours in duration each week and are divided into five different sections – the CP, CE1, CE1, CM1 and CM2. In French, CP means “Cours préparatoire” or preparatory class; CE refers to “Cours élémentaire” or elementary class while CM signifies Cours moven, or middle school. The two CM sections prepare students for the middle school.College or middle school educationThe college level is divided into 4 divisions and caters for students aged 11-15. It is the core foundation of the French education system. All students enter the college at the age of 11 but sometimes attend at an older age if a student repeated a year at primary level. The goal of the college is to provide a foundation of secondary education to students and thereafter, some degree of specialization in specific areas of interest. From college, students then progress to the lycée level upon passing an examination called the “brevet” after which they either stop their education or continue to the “lycée professionnel” level or vocational high school. Subjects offered at this level includes French, mathematics, history, geography, technical education, art/music, physical education, civic education, some science and one foreign language.The lycée or vocational educationThis is the equivalent of High School and embodies the last 3 years of secondary education. There are two main types – the lycée general and the lycée technique – and both are found in the larger towns and cities. In the smaller towns the latter school may be absent. The goal of the lycée level is to prepare students to sit the bacclaurét examination which is equivalent to the British A levels. The subjects offered are similar to those in the college or middle schools but with the addition of philosophy in the final year.Higher education The academic institutions of higher learning in France are divided into two main camps of the public universities and the renowned but selective and prestigious Grandes écoles the most notable being the Science Po Paris established for political studies; the HEC Paris with its corridors of economic learning; the École nationale supérieure des mines de Paris for high quality engineers or the Ecole nationale d’administration for government positions. Elitism has filtered into the halls of the Gandes ecoles for which it has been criticized but it has proven its value in creating many of France’s high profile civil servants, CEOs and politicians.—

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